Applying for Social Security Disability Insurance (SSDI) can be an overwhelming and emotional journey—especially when you’re already dealing with serious medical conditions that prevent you from working. One of the most common and pressing questions we hear at Talbot & Kesling Law is: How long does it take to get SSDI?
Unfortunately, there’s no simple answer. The timeline can vary greatly based on individual circumstances, the complexity of your medical condition, and even the workload of your local Social Security Administration (SSA) office. However, understanding the general process—and knowing where delays commonly occur—can help you prepare and set realistic expectations.
At Talbot & Kesling, we’re here to make that process smoother. As experienced Tacoma Social Security lawyers, we help clients navigate the SSDI system with compassion and skill, increasing their chances of approval and reducing unnecessary delays.
Understanding the SSDI Process
Social Security Disability Insurance is a federal program that provides monthly benefits to people who can no longer work due to a disabling condition. To qualify, you must have a qualifying disability and enough work credits based on your employment history.
The SSDI application process typically involves several stages:
- Initial Application
- Reconsideration (if denied)
- Hearing before an Administrative Law Judge
- Appeals Council Review
- Federal Court Review
Each stage comes with its own timeline, and unfortunately, delays are common—especially if you’re trying to handle the process alone. If you’re considering applying for Supplemental Security Income (SSI) instead of or in addition to SSDI, the process is similar, with slight variations.
How Long Does Each Step Take?
The SSDI process involves several stages, each with its own timeline and potential delays. While the exact duration can vary, understanding what to expect at each step can help you prepare and avoid surprises along the way.
1. Initial Application: Three to Six Months
Once you submit your SSDI application, it typically takes three to six months for the Social Security Administration to review it and make an initial decision. Occasionally, it may extend even longer than six months. During this time, the SSA evaluates your medical records, work history, and daily functioning.
Unfortunately, the majority of initial applications—around 65%—are denied. These denials often stem from incomplete information, missing medical documentation, or misunderstanding SSA requirements.
At Talbot & Kesling, we help ensure your initial application is as strong as possible. Our team of skilled SSDI attorneys in Tacoma helps gather the right documentation and present your case clearly, giving you the best chance at early approval.
2. Reconsideration: Three to Six Months
If your initial application is denied, you can appeal the decision. This is essentially a second review by a different claims examiner. This stage usually takes another three to six months, though it can vary depending on your location and the complexity of your case.
The chances of approval at this stage all depend on building a strong case. With a knowledgeable SSDI lawyer guiding you, you’re much more likely to receive a favorable outcome.
3. Hearing Before an Administrative Law Judge: One to Two Years
If your claim is denied again, the next step is to request a hearing before an Administrative Law Judge (ALJ). This is where delays become more significant.
Currently, it typically takes 10 to 24 months to get a hearing date, depending on how backlogged your local hearing office is. The Tacoma hearing office has experienced longer wait times in recent years, which can be incredibly frustrating when you’re unable to work and bills are piling up.
Having a seasoned Tacoma Social Security Disability attorney by your side at this stage is essential. At Talbot & Kesling, we prepare you for the hearing, organize all your medical records, and present compelling legal arguments to the judge. Our experience can make a real difference in how your case is received.
4. Appeals Council and Federal Court: Several Months to Over a Year
If your case is denied by the ALJ, you still have options. You can request a review by the Appeals Council, which can take six months to over a year. If that review is unsuccessful, you can file a lawsuit in federal court, which can add many more months to the process.
While these later stages are time-consuming, they are often necessary in complex or misjudged cases. Our team at Talbot & Kesling is fully equipped to represent clients at every level, including federal court, and we fight tirelessly to secure the disability benefits you deserve.
How Talbot & Kesling Can Help You
The SSDI process can be confusing, stressful, and—unfortunately—slow. But you don’t have to go through it alone.
At Talbot & Kesling, we understand how vital disability benefits are for your health, stability, and future. As trusted SSDI attorneys in Tacoma, we help clients throughout Washington State build strong applications, avoid common pitfalls, and advocate for their rights every step of the way. We can also help with Supplemental Security Income (SSI) claims.
With our help, you can:
- Submit a well-documented initial application that meets SSA requirements
- Appeal a denial quickly and thoroughly
- Prepare for and succeed at your ALJ hearing
- Avoid unnecessary delays and errors
- Improve your chances of approval
Hiring a qualified SSDI lawyer doesn’t just make the process easier—it often makes it faster and more successful.
Get Compassionate Legal Help Today
We know that living with a disability is hard enough. Dealing with government red tape shouldn’t make it harder.
If you’re struggling to get the SSDI or SSI benefits you need—or you’re just starting the process—contact Talbot & Kesling today. As experienced Tacoma disability lawyers, we’re here to support you with compassion, experience, and commitment. Let us help you move forward with confidence.
Contact us today to schedule a free consultation.